Before You Pre-Pay Your Funeral – Do the Math! In a previous blog post titled “Are You a Customer or Commission?”, pre-planned #funeral target marketing was discussed. Specifically, seminars often referred to as “Lunch and Learns” that offered a free meal in exchange for your time and personal information, while a pre-planning specialist (often … [Read more...] about Episode 12: Before You Pre-Pay Your Funeral – Do the Math!
An open letter to life insurance companies everywhere! Disclaimer: This is a true story. The date, names of the individuals, and the “household name" of the insurance company has been changed, but not the sequence of events. Dear Life Insurance Company CEO/President, Re: Betsey Smith Policy A1B2C3 The purpose of this #letter is … [Read more...] about What Ever Happened to The Vice President of “Common Sense?”
What happens when you can no longer take care of your loved one? Today, thousands of people who are on Medicare, are living longer in nursing homes, with no real quality of life. Their entire life savings dwindle away to pay for long-term care, not Medicare. Let's clear up a myth, Medicare does not pay for long-term care. Which begs the question, … [Read more...] about Medicare Will Not Protect Your Savings From Long Term Care
This question is one that’s asked on a regular basis. What’s important to understand is that the answer is the same regardless of your involvement or relationship with your parents – caregiver, advocate or even estranged, the broad answer is, debt “including medical bills” does NOT pass down to the survivors of the deceased. All debt including … [Read more...] about Who’s Responsible For My Parent’s Medical Bills After They Die?